J: Mommy. you are going 80 miles per hour and moving up to 90. hey cops will see you, pull you over, and give you a ticket and make you pay money that you don’t have.

Me: boy, is that true.

J: Then, when you say “but I don’t have any money,” he will just take you and put you in jail. Then you won’t have ANY money at all because is it costs too much to get out.